Mr. Sam is an old farmer who goes to the bank every Friday afternoon, withdraws one hundred $10 bills and stands out in front of the bank selling 'em for $9 each until they're gone.
Then he goes back in and deposits the money that's left before heading home.
He's a quiet ol' fellow and never talks much, but after two months of watching this activity, Sally, the new young teller girl gets up the courage to ask him why...
He smiles and says, "Well... it's cheaper than farming!"